Don’t get caught by sneaky Sub-limits! A Sub-limit is a cap on how much you can claim for certain illnesses or conditions. We make it easy for you to claim up to $30,000 with no Sub-limits on any injury, illness or condition.
Simple, flexible policy with no sneaky Sub-limits. Claim up to $30,000 annually.
Unlike others, we have no Sub-limits and only annual excess (not per claim).
Take your pet to their regular vet for treatment.
Relax, knowing your beloved pet is covered. Cancel your policy at any time.
I took out insurance with Pet Circle late last year for my one year old rescue Ragdoll, Jerry and I'm very glad I did. I'm an anxious pet parent at the best of times, and he is our very special furbaby! Jerry had a few stomach issues and having insurance meant we didn't think twice about taking him to the Vet. We were able to give him the care he needed without worrying about what it might cost us. Pet Circle insurance were really easy to deal with and my claim was paid super quickly.
Pet Circle Employee
Pique (my Bluey) and I used to get our insurance from another company. Many people warned me about the pre-existing conditions assessment when I decided to switch. But since moving to Pet Circle, we've seen significant savings. We now only pay our $150 excess once per year - with our last provider, it was $200 for every single claim! Vet visits are no longer a worry. Thanks, Pet Circle Insurance!
Pet Circle Employee
We make it easy to get the cover that’s right for you and your pet, and you can cancel your policy anytime. Get covered in a few simple steps.
101 guide to pet insurance have questions? contact us
Try us risk-free by taking out a new policy before you cancel your old policy. We’ll do a pre-existing symptoms and conditions check, then you can choose to stay with us or cancel anytime.
get a quote, check prices
It’s a good idea to take out cover early to protect your puppy or kitten from pre-existing symptoms and conditions exclusions later in their lives.
How to care for my kitten How to care for my puppy
We have one simple policy with options to personalise for you and your pet. See how different choices change your monthly premium with our quote tool.
$10,000
$17,500
$30,000
Choose your Annual Limit carefully as it cannot be increased after your policy has started. You can decrease your Annual Limit at any time though.
Unsure on what annual limit to choose? Check out common claims and vet costs here.
Choose between: 70%, 80% or 90%
The percentage back % is the amount you will receive back after a claim
Below are examples for each option.
Example 1: Percentage back 70%
Claims cost = $1,000
We pay = $700
You pay = $300
Example 2: Percentage back 80%
Claims cost = $1,000
We pay = $800
You pay = $200
Example 3: Percentage back 90%
Claims cost = $1,000
We pay = $900
You pay = $100
An excess is the amount you pay first after you claim. We only ask for an excess once per year. Most other insurers require you to pay excess per claim or per condition.
Example: $150 annual excess (percentage back of 80%)
For your first claim:
For all other claims during the same period of insurance:
Like Extras … for your pet!
360º Care covers you for additional conditions including dental (like gingivitis), behavioural problems (like anxiety) and physiotherapy (commonly used post operations). You can add 360º Care to your policy and claim up to your annual limit.
Learn more about extra’s cover here.
We want to make pet insurance less confusing for Aussie pet owners, so we designed one simple policy that includes your choice of annual limit, percentage back, annual excess and the option of 360º Care.
Award-winning insurance with a local customer support team. We’re part of Australia’s no. 1 pet store, committed to making your life easier and your pet’s life healthier.
We tell you upfront exactly what your pet is covered for based on our pre-existing condition checks, so there won’t be any expensive surprises at claim time.
Pet Circle is trusted by over 1 million Australians to help their pets live their best lives. With a team of in-house vets to provide professional advice and guidance, Pet Circle is committed to bettering the lives of pets and pet parents alike!
